Agricultural Development Bank

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Offers for you

ADBL offers the Sambridhi Bachat Khata for high-value individual depositors, designed not only to ensure the safety and security of your savings but also to maximize your returns with attractive interest rates.

Sambridhi Bachat Khata

ADBL offers Chetanshil-Nari Bachat Khata to the smart lady and female customers of our society for promote to save their money for future prosperity & security with attractive interest.

Chetansil Nari Bachaat

Easy fund transfer send and received via ADBL Smart Banking

ADBL Smart Banking

Nature of the Loan: The ADBL Smart Fone Loan is a fully digital, short-term loan service that offers instant, pre-approved financing to individual customers via the ADBL Smart Plus mobile application.

ADBL Smart Foneloan

Smart way to send and receive money from world wide

ADBL VISA Direct

Are you looking for loan ?

Its time to make your dream come true.We are here to help you when you need your financial support

Home Loan

Auto Loan

Education Loan

Land Purchase Loan

Gold and Silver Loan

Margin Lending

Target Customers:
Nepali citizens below 65 years of age who are eligible to obtain a home loan for the construction of a residential house on a plot of land located within the institution’s designated operational area.

Loan Eligibility Criteria:

A valid house construction permit must be obtained from the appropriate regulatory authority.
Construction must have progressed at least up to the Plinth Level ( DPC).
The house to be constructed, extended, or renovated must be accessible via a road with a minimum width of 10 feet.

Loan Amount, Tenure, and Type:

Financing is available for up to 70% of the total cost of construction, extension, or renovation, based on a cost estimate prepared by an engineer registered with the Nepal Engineering Council.
Loan tenure options:

Up to 5, 10, or 15 years for house construction.
Up to 3 years for house renovation.

The home loan will be non-revolving in nature.

ADBL Golden History

ADBL Established

Agricultural development bank established on Magh 7, 2024 B.S.
Bhumisudhar & Bachat Sasthan

Bhumisudhar and Bachat Sasthan merged in B.S. 2030.
Commercial Banking

Start form 2041 B.S.
Sana Kisan Bank

Establishment of Sana Kisan Bank in Asar 22, 2058 B.S..
Class 'A' Institution

Nepal Rastra Bank issued class 'A' financial institution license in 2062 B.S.

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ADBL Services

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ATM Service

ATM services are currently operating at 129 locations from various branches of this bank.

Mobile Banking

ADBL Smart is ADBL's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime.

Internet Banking

From Internet Banking ADBL Account Holder can access his account and able to do different types of Transactions.

Credit Card

VISA Credit Card service is available for customers with a fixed regular income with a limit of up to Rs.10 lakh, which can be used in Nepal and India.

Visa Debit Card

ADBL offers its clients with VISA DEBIT CARD as an alternative of carrying cash. Customers can easily withdraw cash at ATM machines and do transactions easily at POS outlets.

Kisan Credit Card

The Agriculture Development Bank Ltd

Saving and Deposit

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ADBL proudly presents the Krishak Bachat Khata, a dedicated savings account for the hardworking farmers of our society. This account is designed to help you to save your income securely while earning attractive interest, contributing to your financial well-being and future prosperity.

Krishak Bachat Khata

ADBL proudly presents the Chetanshil Nari Bachat Khata, a dedicated savings account designed to support and empower the smart and proactive women of our society. With attractive interest rates and a range of free and discounted services, this account encourages women to save for a secure and prosperous future.

Chetanshil Nari Bachat Khata

Mero Khushi Mero Bhavishya FD

ADBL offers the Sambridhi Bachat Khata for high-value individual depositors, designed not only to ensure the safety and security of your savings but also to maximize your returns with attractive interest rates.

Sambridhi Bachat Khata

"Grow your money safely with a trusted partner."

The General Fixed Deposit (GFD) is a reliable investment option that allows you to deposit a lump sum amount for a fixed tenure and earn attractive, guaranteed returns at a fixed interest rate. It’s an ideal savings solution for individuals seeking stable and secure financial growth. An operational account (Savings or Current) is required for crediting interest and principal upon maturity.

General Fixed Deposit

Enjoy easy,secure,convenient banking with ADBL mobile application

Manage and use your Bank Application on the move and around the clock with this secure Mobile Banking App from ADBL. This App will be regularly updated with additional features.